Choose your investment journey to begin the challenge.
Choose the philosophy that best fits your risk tolerance and goals. Your challenge is to stick to the chosen strategy, especially when the market tries to shake your conviction.
**What you do:** Buy index funds (DIF) and hold them for decades.
**Your Rule:** **Time in the market beats timing the market.** Keep contributing consistently and resist the urge to sell.
**What you do:** Find and buy high-quality assets that are trading below their true worth.
**Your Rule:** **Be fearful when others are greedy.** Use short-term bad news as an opportunity to buy a bargain.
**What you do:** Invest in innovative companies expected to grow rapidly.
**Your Rule:** **Don't fall in love with a stock.** Be disciplined enough to take profits before the explosive growth phase ends.
**What you do:** Focus on stocks that pay reliable, growing cash dividends (DIVCO).
**Your Rule:** **Reinvest every payment.** Use the cash income to buy more shares and maximize compounding.